Residency by investment in Paraguayan financial instruments
The financial route is the most passive way to qualify: no company to run, no project to build and no staff to hire. The money is placed through an authorised entity and held for the required term.
Minimum, as currently publishedfrom USD 200,000 in qualifying financial instruments, held for at least 2 years
What the financial route requires
The file needs a certificate from an entity authorised by the Superintendencia de Valores of the Central Bank of Paraguay, for a term of at least 2 years and stating the investment's value; supporting documents no older than 180 days when you file; no business plan or jobs, but the holding must be reported every year. In practice that means instruments such as bonds, fixed-term products or funds placed through a broker or institution authorised in Paraguay.
What qualifies: start with the certificate
The resolution does not publish a list of eligible products. It admits any economically demonstrable investment whose nature can be verified with documents, and it puts the weight on the certificate: who issues it, for how long and for what value. So the practical question is not “does this bond qualify?” but “will a regulated Paraguayan intermediary certify this holding, for this term, in the form the resolution requires?” Get that answer in writing before you buy anything.
Timing and currency
Under the current rules, the investment may be completed or still in progress, as long as the financial commitment is documented; minimums are in US dollars or the guaraní equivalent at the official rate on the day you apply. If you invest in guaraníes, keep the exchange rate in mind: the minimum is tested in dollars on the day you apply.
Who it suits
- Passive investors and family offices who want the simplest structure.
- Investors who want the capital to stay financial and earn a return rather than be tied to property.
- Anyone who does not want to manage a company, staff or a building in Paraguay.
Documents
The certificate from the authorised entity is the core of the file.
After approval
The holding term and the reporting continue, and SUACE's verification directorate follows up. What happens if you sell before the term ends, or if the instrument matures and you roll it over, should be answered in writing before you invest. Permanent residency itself carries the standard condition: at least one entry every three years — an unjustified absence of more than 3 consecutive years cancels permanent residency. The certificate is issued to the investor alone; family members go through the migration office (see bringing your family).
For every route, the certificate application itself needs an online application form that counts as a sworn statement; your passport or national ID; proof of entry to Paraguay (entry card, passport stamp or DNM movement certificate, plus a consular visa if your nationality needs one); an apostilled or legalised criminal record certificate from your country of origin, and from any country you lived in for more than a year in the last 3 years; a Paraguayan Interpol certificate; and a sworn statement on the origin of the funds. Documents issued abroad need apostilled (or legalised by the Paraguayan consulate and then the Foreign Ministry) and translated into Spanish by a Paraguayan registered public translator or an authorised foreign one, with the translation itself apostilled or legalised; Brazilian documents in Portuguese need no translation.
Risks and exit
Instruments can lose value, issuers can default, and the capital is committed for the holding term. Selling early may affect your status. Securities must be bought only through entities authorised by the regulator; we do not sell or recommend any instrument, and nothing on this page is investment advice.
Other routes to residency by investment
Productive business
from USD 70,000 invested in a productive business, with a business plan and at least 5 formal jobs
Invest in an industrial, commercial or service company in Paraguay, with a business plan and formal local jobs.
Active: you run the company and its payroll
Tourism project
from USD 150,000 invested in a tourism project, with a business plan
Build, buy, expand or run a hotel, lodge or other tourism asset in Paraguay under an approved business plan.
Semi-active: project plan and progress reports
Real estate
from USD 200,000 in real estate used for an economic activity (not your own home)
Buy property in Paraguay that is used for an economic activity, such as rental or commercial premises.
Passive: the property must earn, not house you
Film production
about USD 40,000 contributed to an INAP-endorsed Paraguayan film production
Back an INAP-endorsed Paraguayan film production: the lowest ticket, and the highest risk of not getting the money back.
Passive: backing a production, high risk
Further reading
- The Investor Pass and your taxes
- How long the Investor Pass actually takes
- Investor Pass vs Uruguay and Panama
Your case, step by step
Prepare your case
You provide identity and source-of-funds documents. We review the investment structure and confirm the scope before funds move or anything is filed.
Timing: Depends on document collection, legalisation and translation; we agree the sequence with you.
File and attend appointments
We prepare and handle the filing in Asunción. You attend the appointments required for your case.
Timing: Appointment availability and document readiness determine the schedule; confirmed before you travel.
Authority review
The authority reviews and decides your application. We follow the case and tell you if further documents or appointments are needed.
Timing: a case-specific window confirmed in writing before filing; investment structuring, source-of-funds documents and authority review affect the timing
Cédula after residency approval
Once residency is approved, we prepare the cédula application and you attend the required appointment.
Timing: an official 60 working days for a first-time foreign-resident cédula, often longer in 2026
Frequently asked
- Which instruments qualify?
- Instruments placed through an entity authorised by the Superintendencia de Valores, for the minimum term. Which specific products an authorised broker offers changes over time, so we confirm eligibility in writing before you invest.
- Do I earn interest while I hold them?
- Usually the instruments pay a return set by the issuer, but returns are not guaranteed and depend on the product. Ask the authorised broker for the terms, and read them before you invest.
- Can I sell before the term ends?
- You may be able to, but selling before the required term can affect your residency status. Your written brief explains the consequences before you commit.
What happens next
You write to us
On WhatsApp or the form: your nationality, where you live now and what you want to do.
We answer in writing
The route that fits, the documents you need and the fee, before you commit to anything.
You decide
Nothing starts until you say yes in writing. If it is not a fit, we say so.
- Who replies
- A person on our team reads your message and answers it, not a bot.
- How fast
- We answer in writing as soon as we can, and tell you if it will take longer.
Tell us what you are working with
Capital, timeline, and what you want the residency to do for you. Nothing is filed until you have seen the full cost, timeline and exit options in writing.
Your case is handled by Anton Marklund, Yanina Alvarez and Diana Davalos, the team that files residency, cédula and tax cases in Asunción. You attend the appointments; we handle the filing.